Whirling Thoughts - Need a Landing Pad

So today I can't seem to bring my thoughts to ground. I found out yesterday night that I hadn't paid the health insurance bill from last month to the tune of $2500. I thought I had paid it, but after checking my payment history and checks written/e-payments made, they are right and I am wrong. BAD! Looking at my accounts this morning, I don't have the available money for it either. So I spent time examining options available to me. I settled on one, but I'm not happy all the way around. Still, the bill has to be paid.

( I needed pretty pictures, so I have two wonderful ones below the cut. )